OWNLY AUTO · KNOW BEFORE YOU BUY

Know what the car really costs.

See the real cost of owning a car before you buy it — including depreciation, financing, insurance, fuel, maintenance, repairs, tires, registration and more.

Enter a VIN or the car’s year, make and model. You can also paste a vehicle URL. Ownly researches the car and builds an ownership estimate around you.

Free to use · No account required · Your analysis starts privately

THE OWNERSHIP PICTURE

Everything the payment leaves out.

REAL MONTHLY COST

Payment is only the beginning.

See insurance, fuel or charging, maintenance, repairs, tires, registration and financing together.

DEPRECIATION

See what the car may be worth later.

Ownly projects the vehicle’s expected value over your ownership period—not just what you pay today.

MAINTENANCE & REPAIRS

Know what ownership may demand.

See expected maintenance and a repair reserve based on the vehicle, age, mileage and characteristics.

INSURANCE

Estimate insurance before you buy.

Ownly considers the vehicle, your location and your ownership profile to build a planning estimate.

FUEL & TIRES

The expenses people forget add up.

Fuel grade, MPG, annual mileage, tire fitment and replacement frequency can materially change ownership cost.

VEHICLE RESEARCH

Know the car—not just the numbers.

See ownership context, safety campaigns and recall information relevant to the vehicle you’re researching.

SEE THE PRODUCT

One car. One ownership picture.

The asking price is only the beginning. Ownly projects the costs that continue after you drive away.

EXAMPLE RESULTS

2023 BMW M340i xDrive

5-year estimate

Monthly cash flow

$1,145

True cost / year

$9,433

Total ownership cost

$47,166

Operating cost / mile

$0.34

Where the money goes

Payment · Insurance · Fuel · Maintenance · Repairs · Tires · Registration

Example Ownly analysis · Estimates depend on your inputs

VEHICLE-SPECIFIC RESEARCH

The purchase price doesn’t tell you what you’re buying into.

Ownly researches the vehicle behind the numbers—not just the financing around it.

Maintenance

What routine service may cost over your ownership period.

Repairs

A planning reserve for unexpected mechanical and electrical repairs.

Tires

Vehicle-specific fitment, expected life and replacement cost.

Fuel

Vehicle MPG, required fuel grade and your expected driving.

Insurance

Vehicle- and location-specific planning estimates.

Depreciation

Estimated future value based on the vehicle and ownership period.

Recalls & ownership context

Safety campaigns and information worth knowing before you buy.

Registration

Recurring vehicle fees based on your state and available local information.

HOW IT WORKS

From vehicle to ownership picture.

1 — Add the car

Enter a VIN, year/make/model, or paste a vehicle URL.

2 — Tell Ownly how you’ll own it

Mileage, financing, location, ownership period and a few personal assumptions.

3 — Ownly does the research

Vehicle specifications, fuel economy, depreciation, tires, maintenance, repairs, insurance context, registration and other available ownership information.

4 — See the real picture

Monthly cash flow, annual cost, total ownership cost and the details behind the estimate.

Analyze a car →

FREE AND PLUS

Research for free. Decide with Plus.

AVAILABLE NOW

Ownly Free

Understand the car you’re considering.

✓ Monthly cash flow
✓ True cost per year
✓ Total ownership cost
✓ Operating cost per mile
✓ Depreciation
✓ Insurance planning estimate
✓ Fuel / energy
✓ Maintenance
✓ Repair reserve
✓ Tires
✓ Registration
✓ Financing cost

Analyze a car — Free